Travel Insurance

Travel insurance provides financial protection and peace of mind in case of unexpected events such as medical emergencies, trip cancellations, lost baggage, and more. It ensures you’re covered for unforeseen expenses, allowing you to enjoy your trip without worry.

Travel insurance typically covers:

1. Emergency medical expenses.
2. Trip cancellation and interruption.
3. Baggage loss, theft, or damage.
4. Travel delays.
5. Accidental death and dismemberment.
6. Flight accident coverage.
7. Rental car protection.

The cost of travel insurance varies based on factors such as your age, the length and destination of your trip, and the coverage options you select. You can send us our details in the above form and we will get back to you with the quote.

Yes, our travel insurance policies include coverage for COVID-19-related medical expenses and trip cancellations or interruptions due to COVID-19, subject to policy terms and conditions.

Baggage insurance covers:

• Loss, theft, or damage to your baggage and personal belongings.
• Essential items if your baggage is delayed for an extended period.

Our Trip Cancellation Insurance covers non-refundable trip expenses if you need to cancel your trip for a covered reason, such as illness, injury, or other specified circumstances.

If your trip gets canceled for a covered reason, you can file a claim to be reimbursed for non-refundable expenses such as flights, accommodations, and prepaid activities.

Trip interruption insurance covers additional expenses if your trip is cut short due to unforeseen circumstances, such as illness or natural disasters. It covers the cost of returning home and any unused, non-refundable trip expenses.

Eligibility for travel insurance varies depending on your age, health status, and travel plans. Most Canadian residents are eligible, but specific requirements may apply based on the policy you choose.

Coverage for pre-existing medical conditions depends on the policy and the stability of the condition. Some policies may offer coverage for stable pre-existing conditions, while others may exclude them. It’s important to review the your policy details or speak with our insurance representative for further clarification.

1. India: 8 to 12 weeks
2. China: 10 to 14 weeks
3. Pakistan: 8 to 12 weeks
4. Philippines: 8 to 12 weeks
5. United Kingdom: 8 to 10 weeks
6. Australia: 8 to 12 weeks
7. Nigeria: 10 to 14 weeks

Note: These times are approximate and can change. For the most up-to-date processing times specific to your country, visit the IRCC processing times page.

In the event of an emergency, contact our 24/7 emergency assistance hotline immediately. The number is provided on your insurance policy documentation. Our team will guide you through the process and coordinate any necessary medical care or other assistance.

To make a claim, follow these steps:

1. Contact our claims department as soon as possible.
2. Provide necessary documentation, such as receipts, medical reports, and police reports (if applicable).
3. Complete the claims form provided by our team.
4. Submit the form and documentation for processing.

A deductible is the amount you pay out of pocket before your insurance coverage begins. The amount of the deductible varies by policy and coverage type.

To apply for a refund, contact our customer service team and provide your policy details. Refund eligibility and processing times vary based on the terms and conditions of your policy.

Provincial health insurance plans offer limited coverage outside of Canada, often only covering a small portion of medical expenses. Travel insurance provides comprehensive coverage to fill the gaps and ensure you’re fully protected while travelling abroad.