Terms and conditions
IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OF USE, PLEASE, DO NOT USE THIS WEBSITE.
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualifications. PLEASE,READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.
These terms and conditions may be revised at any time by updating this posting without notice. You are bound by any such revisions and should therefore periodically visit this page to review the then-current terms and conditions to which you are bound.
You agree to direct all inquiries regarding claims under policies arranged by Ask Financial to the insurance company that issued the policy.
DISCLAIMER
The information provided by Ask Financial (“Company”, “we”, “our”, “us”) on Ask Financial (the “Site”) is for general informational and travel insurance rates comparison purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK
LEGAL STATEMENT
The insurance quotes being provided by The Ask Financial. are based on the information you, the user, provide and the underwriting criteria of our participating companies. All quotes are subject to verification by our insurance suppliers. Please ensure that all information provided is accurate in order to avoid delay or denial of coverage.
In the event that there are any discrepancies between the quotes being provided by this system and the quotes established by our insurance suppliers based on the same information, the quotes established by our insurance suppliers shall govern.
If you or any persons listed on your application for insurance have been previously convicted of insurance fraud, all insurance providers listed on the Ask Financial. website reserve the right to refuse to issue an insurance contract based on this fact.
The benefits and services provided through this website are subject to the terms, conditions and limitations of the applicable agreement(s) governing them.
LICENCES DISCLOSURE
We are fully authorized and licensed to sell medical insurance policies in the following provinces:
- Alberta (AB)
- Ontario (ON)
Our licensing ensures that we meet all regulatory requirements and maintain high standards of professionalism and service. By being licensed in these provinces, we are legally able to provide medical insurance solutions to residents and businesses, guaranteeing compliance with provincial laws and offering trusted, expert advice to our clients.
EXTERNAL LINKS
The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.
WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
CONTENT
The information on this Website is not intended to provide professional advice including, without limitation, financial, legal, accounting or tax advice, and should not be relied upon in this regard.
PROFESSIONAL
The Site cannot and does not contain medical advice. The information is provided for general informational and educational purposes only and is not a substitute for professional medical advice. Accordingly, before taking any actions based on such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of medical advice.
Content published on Ask Financial is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any decision based on your own personal circumstances. You should take independent medical advice from a professional or independently research and verify any information that you find on our Website and wish to rely upon.
THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THIS SITE IS SOLELY AT YOUR OWN RISK.
QUOTES
All displayed prices are in Canadian Dollars (CAD). The insurance quotes provided by this system are based on the information you provided and the underwriting criteria of our corresponding companies. Any variation in premium or missing information is possible, please go through the Policy wording for complete limitations and exclusions before your purchase or contact our insurance advisor at + 1 (780) 577-5969 for better support and advice.
AFFILIATES DISCLAIMER
The Site may contain links to affiliate websites, and we may receive an affiliate commission for any purchases or actions made by you on the affiliate websites using such links.
TESTIMONIALS DISCLAIMER
The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume that all users will have the same experiences.
YOUR INDIVIDUAL RESULTS MAY VARY
The testimonials on the Site are submitted in various forms such as text, audio, and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity, where the full testimonial contained extraneous information not relevant to the public.
The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions.
ERRORS AND OMISSIONS DISCLAIMER
While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, Ask Financial is not responsible for any errors or omissions or for the results obtained from the use of this information. All information on this site is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
In no event will Ask Financial, its related partnerships or corporations, or the partners, agents, or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special, or similar damages, even if advised of the possibility of such damages.
HOW WE GET PAID FOR OUR SERVICES:
For auto, home, business, and commercial insurance, we receive a percentage from our referral brokers. For medical insurance, we earn a commission on your annual premium, typically between 25% to 30%, from our partner sites. This commission is paid to us for each policy term, covering both new policies and renewals. Additionally, we have contingent profit agreements with several insurers, allowing us to earn extra compensation if we meet specific criteria related to growth, client retention, and loss ratios.
THANK YOU FOR BEING OUR VALUABLE CLIENT
We value the trust you have placed in us as your insurance broker; and we will do everything possible to continue to earn your confidence and goodwill. Our goal is to arrange appropriate insurance protection for you, combining expert advice with coverage tailored to your needs as well as ongoing policy maintenance and claims support.
CONTACT US
Should you have any feedback, comments, requests for technical support or other inquiries, please contract us at + 1 (780) 577-5969 or email: sales@askfinancial.ca