Critical Illness Insurance

Critical Illness Insurance provides a lump-sum payment if you are diagnosed with a covered critical illness, helping you manage financial obligations during recovery.

Commonly covered illnesses include cancer, heart attack, stroke, kidney failure, organ transplant, multiple sclerosis, and coronary artery bypass surgery. Check your policy for a complete list of covered conditions.

Coverage needs vary based on your income, living expenses, debts, and medical costs. Consider these factors to determine the appropriate amount of coverage.

The cost depends on factors such as age, health status, and the coverage amount. Use our online tool to get a personalized quote.

Eligibility for coverage with pre-existing conditions depends on the specific condition and policy terms. Contact us for more details about your situation.

To file a claim, contact our claims department and provide necessary documentation, including medical reports and diagnosis details. Our team will assist you through the process.

The lump-sum payment can be used for any purpose, including medical treatments, living expenses, debt repayment, or modifying your home for health needs.

In most cases, the lump-sum benefit from Critical Illness Insurance is not taxable, but it’s advisable to consult with a tax professional for your specific situation.

The payment is typically made promptly after the claim is approved, usually within a few weeks, depending on the complexity of the claim.

Yes, Critical Illness Insurance can complement other health insurance plans, providing additional financial support during a critical illness.